Visionary and motivator with 21 years experience in student lending, including system design and implementation, outside product sales, loan origination, customer service, marketing and sales leadership. Paul provided leadership and executed successful business growth strategies for organizations including Wachovia Education Finance, Educaid/First Union student lending, Washington State University and Linfield College and served as a key member of start-up education finance technology service provider ELM Resources in 1995. He leads Cology with a proven expertise in strategic planning, organizational and business development, administration, product development and process improvement. Paul’s core values of integrity and results continue to serve as the organization’s compass as Cology realizes it vision to connect organizations that want to lend with individuals that need to borrow for their education.

Accomplished business builder and consumer marketing strategist with 18 years experience in financial services, customer acquisition, relationship management, direct mail, referral marketing, internet distribution and consumer finance origination. Bill brings entrepreneurial experience to Cology, successfully building private mortgage businesses, including Avalon Funding and Tri-Mark Capital. He provided leadership and direction in the design and implementation of technology solutions to promote pro-consumer marketing strategies, expanded market penetration and dynamic internet distribution channels.

Veteran technologist with over 25 years of experience in information technology, including 19 years of system design and development in student lending. Greg directed the development of the student loan industry’s first on-line loan delivery platform, first electronic signature and blanket guarantee process, and was influential in the design and launch of the industry’s premier national data exchange platform for ELM Resources. His commitment to innovation led to his co-founding of Sabertooth Systems, Inc., as well as playing leading roles at Wachovia Education Finance and NCS Pearson. Greg leads his development team with passion for future-thinking solutions and first-class service to customers and business partners.

System design expert and dedicated technology engineer with 21 years experience in information technology and education finance, focused on loan origination and servicing system design, sub-system architecture, transaction processing, data management, reporting and reconciliation. Her prior experience includes Co-Founding Sabertooth Systems, development leadership with Wachovia Education Finance and Western Computer Services. Pam brings a customer focus that helps Cology respond to the changing needs of the marketplace.

Relentless customer advocate and collaborator with 13 years experience education finance, including Senior Vice President of business development for The First Marblehead Corporation, as well as VP of Customer Service/Collections for TERI. He is a frequent guest speaker at various student loan conferences and for the U.S. Department of Education. Brian’s tenacity and commitment to service bring unparalleled support to his partners, clients and customers.

Innovator and tenacious problem-solver with over 15 years experience in education finance, consumer banking, loan origination, contract administration and client relations. Stacy has been responsible for the direct management of $35mm annual operations and loan servicing budget and she helps lead Cology with proven expertise in business plan execution, product design, customer integration, client account management and contract negotiation. Her leadership experience includes Wachovia Education Finance, First Union National Bank and Placer Sierra Bank.

Business strategist and accomplished negotiator with over 25 years of legal and business experience, including asset acquisition, lease and financing transactions and corporate acquisitions, structures and governance. Former partner in law firms located in New York, New York and Phoenix, Arizona, founder of his own boutique law firm, and former in-house counsel to General Electric Company and GE Capital Corporation.

Customer champion and recognized business consultant with over 23 years experience in higher education; sales, business development and client services. Denise served in leadership roles with Student Loan Xpress, Wachovia Education Finance and National City, providing consultative services to schools and lending partners nationwide.

Product designer and analyst, delivering customer-focused solutions to the education finance marketplace for over 18 years. Neill has lead development of loan program guidelines, credit policy, underwriting procedures and portfolio analysis for Wachovia, First Union and CoreStates Financial Corporation.

Financial strategist and fiscal guardian with over 19 years experience in financial planning and analysis, accounting, and business process improvement; primarily in the consumer finance industry. John’s ability to strategically drive positive change comes from a diverse background as a CPA, Certified Six Sigma Black Belt, and experience in companies ranging from start-up to Fortune 500 financial services organizations. While VP of Financial Management at JPMorgan Chase & Co., John standardized financial reporting practices across Chase’s five consumer lending businesses. His financial leadership continued in Home Equity Originations at Wells Fargo & Co, where he led process improvement initiatives focused on increasing operational efficiencies and customer satisfaction. John’s passion for financial analytics and fiscal discipline are key ingredients of Cology’s innovative formula to help connect people that want to lend with people who need to borrow for their education.

Growth expert and veteran negotiator, with over 17 years of operations, design, outside sales and corporate development experience in student lending. Tim’s broad experience includes financial aid operations at the Bryman School and University of Phoenix, business development for Wells Fargo Bank, and operations management with Wachovia Education Finance. Most recently, Tim managed corporate development initiatives for National Lending Associates, responsible for the development and management of their private student loan program.